Buying vs. Leasing
Should I Buy or Lease?
Buying vs. Leasing a Ford in Yorkville, NY
Trying to decide whether you should buy or lease your next Ford? Steet Ponte Ford in Yorkville, NY can help you understand the differences between financing and leasing so you can choose the option that fits your driving habits, budget and long-term plans.Consider BUYING if you:
- Like to drive or have a long commute - no worry; buying means unlimited miles
- Plan to have a large down payment
- Want to customize - personalizing with aftermarket equipment is allowed
- Expect to keep the vehicle for more than a few years
- Want to own the vehicle free and clear - once all payments are made the vehicle is yours
Consider LEASING if you:
- Can anticipate annual mileage needs over the next few years - miles are limited
- Keep your vehicle clean and in good working condition
- Like having the 'latest and greatest' - leasing can mean a new car more frequently
- Prefer to have a vehicle that is under warranty
- Value the convenience of returning your vehicle at the end of the agreement
And, whether you BUY or LEASE:
Good reasons to buy your vehicle with Ford Credit:
- A variety of flexible and popular terms are available
- Unlimited mileage
- Customize your vehicle at any time
- Each payment helps build vehicle equity toward a future trade-in
Good reasons to lease your vehicle with Ford Credit:
- A variety of flexible and popular terms are available
- Different mileage options - one to fit almost every need
- Customize your vehicle at lease inception with approved accessories
- Three lease-end choices:
- Purchase or lease a new Ford
- Purchase your leased vehicle
- Return your lease vehicle (after fulfilling all lease-end obligations)
- Enhance your lease experience with optional WearCare®
Which Is Right for You?
There isn't one right answer for everyone. Your annual mileage, how long you plan to keep your vehicle, monthly budget, down payment, desired vehicle and future plans can all play a role in deciding whether buying or leasing makes sense for you. The finance team at Steet Ponte Ford can walk you through current Ford financing and lease options and answer questions about payments, mileage allowances, lease-end options and available incentives. Whether you're shopping for a Ford F-150, Explorer, Bronco, Maverick, Ranger, Mustang or another new Ford, we're here to help you understand your options and find a payment solution that works for you. Shopping for a Ford near Utica, Rome, New Hartford or throughout the Mohawk Valley? Explore our new Ford inventory or contact Steet Ponte Ford in Yorkville to get started.
Steet Ponte Ford
5074 Commercial Drive, Yorkville, NY 13495 Driving Directions
Sales
315-275-2070
Service
315-275-2317
Parts
315-275-2324
| Monday | 9:00AM - 7:00PM |
| Tuesday | 9:00AM - 7:00PM |
| Wednesday | 9:00AM - 7:00PM |
| Thursday | 9:00AM - 7:00PM |
| Friday | 9:00AM - 6:00PM |
| Saturday | 9:00AM - 5:00PM |
| Sunday | Closed |
| Monday | 8:00AM - 5:00PM |
| Tuesday | 8:00AM - 5:00PM |
| Wednesday | 8:00AM - 5:00PM |
| Thursday | 8:00AM - 5:00PM |
| Friday | 8:00AM - 5:00PM |
| Saturday | 8:00AM - 12:00PM |
| Sunday | Closed |
| Monday | 8:00AM - 5:00PM |
| Tuesday | 8:00AM - 5:00PM |
| Wednesday | 8:00AM - 5:00PM |
| Thursday | 8:00AM - 5:00PM |
| Friday | 8:00AM - 5:00PM |
| Saturday | 8:00AM - 12:00PM |
| Sunday | Closed |
Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Prices include all costs to be paid by a consumer, except for licensing costs, registration fees, and taxes. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.